Our strategies and recommendations are built for you from a combination of experience, extensive research and consultation, and technology.
Because we’ve guided so many people on their financial journey, we’ve learned over the years what works and, equally importantly, what doesn’t. We use our experience to formulate individualized recommendations and answers. We then test our recommendations using robust technology. Like an engineer using a computer to test his design before building, we test our design for “financial earthquakes" that may occur in our clients' lives. By combining research with experience and sophisticated technology, we believe the result will offer the appropriate potential outcome for our clients.
Our Strategies Include
- Investment Research – We are differentiated here in that Tom Graffeo is a trained economist who does his own research and portfolio optimization, while also utilizing robust technology.
- Investment Management – as an Investment Advisor Representative we follow the fiduciary standard and are able to offer quality service to you, our client.
- Individualized Strategy – Our focus is always on our clients and their individual dreams and goals.
Watch this video about one of our most popular technology strategies
Products and Services Include
- Financial Planning
- Retirement Planning, including 401(k) retirement plans and Individual Retirement Accounts, offering both Traditional and Roth IRA’s
- Investment Management, including stocks, mutual funds, Certificates of Deposit, U.S. Treasury Securities and Annuities
- Tax Planning Strategies
- Social Security Planning
- Insurance Evaluation, including life insurance and long term care.
- Education Funding – including 529 qualified tuition plans
- Estate Planning Protection
- Succession Planning
- Charitable Giving