Our Mission

Dove Investment Research & Management's mission is to create a place for people to learn and be encouraged to move toward their faith and purpose-driven lives. People are searching for wisdom in the management of their money, and we guide them using their values and our experience. When you ask us for advice, we'll first turn to God’s Word for answers. 

Dove Investment Research & Management is centered around God's promise in Jeremiah 29:11.

"For I know the plans I have for you, declares the Lord. Plans to prosper you and not to harm you, plans to give you hope and a future."

Our Values

Inspiration

What inspires you? Is it a beachfront house or a trip around the world? Perhaps it’s the ability to live closer to family and grandchildren. Many of our clients desire to serve others or act on God’s calling in their lives. We help clients envision their future and counsel them to be inspired to live their purpose-driven lives, so they feel capable of reaching their goals. 

 

Education

We want to ensure clients fully understand the game plan we've developed together. We educate you using clear, straightforward language, and strive for clarity in defining your goals and transparency regarding potential risks or costs. 

 

Faith

Our team is dedicated to glorifying God in everything we do, including managing your finances. The Bible mentions money 140 times, and we believe the concept of stewardship is foundational to all we do. It drives our calling of serving others through investment management and financial planning, ultimately making it easier for you to fulfill yours.

 

Integrity

We pledge to manage your money with an objective approach that keeps your best interests a priority. We will always give our honest recommendation of what is best for you. 

 

Service

Our team will work hard to provide excellent customer service. If you have a concern we will work to resolve it  as quickly as possible. Your satisfaction is a primary goal. 

Our Team

Thomas R. Graffeo CFP, CIMA, LPL Registered Principal

Wealth Manager
(949) 276-5800

Tom Graffeo, CFP® CIMA is a Wealth Manager who focuses his practice on pursuing stability for his clients when it comes to their financial future. With more than 30 years of experience, Tom brings a wealth of knowledge, experience and education to his practice. As a consultant to advisors in the investment industry for the last 15 years, Tom worked with and coached various prominent advisors in Southern California.

A graduate of the University of Southern California (1985) with a degree in economics, Tom went on to work for some of the biggest financial firms in the world. Most recently he was a vice president with AllianceBernstein and ING Group, two of the largest financial firms in the world. Along the way Tom became a Certified Financial Planner ProfessionalTM (CFP®), earning a planning degree from The College of Financial Planning. He also attended The University of Pennsylvania’s Wharton School of Business to earn the designation of Certified Investment Management Analyst (CIMA). These educational experiences distinguish Tom in the investment community, as very few advisors have both designations. He is a member of the Financial Planning Association, Investment Management Consultants Association and Kingdom Advisors.

Tom lives in South Orange County and is a member at Foothill Family Church and supports Strong Tower ministries outreach program for disadvantaged children in Orange County and Baja California.

Rob DeKlotz Business Development Associate

(949) 276-5800

Rob began working as a contractor with Dove Investments Research and Management in June 2020. His focus is on leadership coaching, organization effectiveness, business development and serving as a resource to our clients in kingdom perspective and stewardship.  He will be leading the integration of Kingdom Advisors resources into our practice.

Rob has a proven track record of leadership, with more than 35 years of as an organizational leader with several dynamic and growing organizations in Orange County. As an executive team member at Mariners Church and Saddleback Church and COO at Operation Snap Dragon, he successfully built highly effective teams, maximized people and resources for growth and developed new partnerships focused on collaboration and synergy.

Rob lives in Irvine with his wife of 39 years, Jennifer. Rob and Jennifer attend Harbor Point Church. They support JESUS Film Project, Kingdom Story Ministries and Multiplication Network Ministries.

Jessica Holland Business Associate

Toll Free: 1-877-436-8346

Jessica Holland began working with Dove Investments Research and Management in 2021 as a Business Associate. Jessica is a graduate of California Polytechnic University at Pomona, where she received All-American honors playing basketball for the Broncos. After college, Jessica worked in daytime television as an Associate Producer for Paramount and Fox Studios. She has held many key volunteer positions in the community with sports, school and church, while raising her family. Jessica currently resides in South Orange County, CA with her husband Tom Holland and their 5 children.

Our Philosophy

Our philosophy is simple: We want to get to know you in order to help you make the best decisions possible.

We focus on understanding your goals and developing a plan to pursue them. We seek to serve our clients with the highest of service and a commitment to excellence and faith. From our beginnings we have stepped into the vision of serving our clients in a different way than most of industry – as a faith- based practice, seeing the holistic needs of our clients – their faith, dreams, aspirations and goals.

When we first meet, we will discuss your personal and financial goals for the future. During our second meeting, our advisors will propose a customized portfolio that fits your specific needs and timeframes. Together, we will discuss the implementation of our recommendations with the goal of putting you on the path towards achieving your goals. From there, we will plan regular meetings with you to assess the progress toward your goals and, when necessary, we will adjust your financial plans or investments. Dove Investment Research & Management is an independent firm, so we have no bias toward specific investments and can choose those that best fit your goals. 

The financial planning environment is constantly changing, and it is of the utmost importance to us to be proactive and knowledgeable. We are committed to staying up to date on relevant tax, estate and social security laws in order to provide you with the best financial advice.

*Dove Investment Research & Management and LPL Financial do not provide tax or legal advice or services. Please consult your tax or legal advisor regarding your specific situation.

How We Give Back

Dove Investment Research & Management is dedicated to serving others through numerous charitable institutions.

 

Strong Tower Ministries 

Dove Investment Research & Management partners with Strong Tower Ministries to help orphaned and at-risk children within and outside of our borders. From mission trips to Mexico to building and maintaining facilities in local communities, we actively work to bring change to the lives of underprivileged children and expose them to God’s unconditional love and grace. If you would like to learn more about Strong Tower Ministries or donate, please visit http://www.strongtowerministries.info/.

Hope Again 

Dove Investment Research & Management also partners with Hope Again, a non-profit, faith-based ministry that serves the poor, homeless and disenfranchised in Hollywood, California. From providing food and hygiene items to running a transitional housing program for the homeless, Hope Again serves as a conduit to give hope and dignity to those trapped in poverty, crime and substance abuse. If you would like to learn more about Hope Again or donate, please visit http://www.hopeagain.org/.

Wounded Warrior Project 

Dove Investment Research & Management is proud to support Wounded Warrior Project, a non-profit organization that serves and empowers wounded veterans. From providing free health and wellness services to offering counseling and support for injured veterans, Wounded Warrior Project is a catalyst for bringing hope to the men and women who have selflessly defended our country and freedoms. If you would like to learn more about Wounded Warrior Project or donate, please visit https://www.woundedwarriorproject.org/.

Fee Structure

Our fee structure is transparent.

 

Fee-Only

As a fee-only Registered Investment Advisory firm and representative of LPL Financial, we believe in transparency. When you work with us, you will know which services you are receiving and how much you are paying. 

Dove is paid solely through a monthly service fee deducted by LPL from your account. We don’t sell any products or collect commissions, marketing dollars, trailing profits, referral fees or revenue sharing. 

Fee Calculation

Our annual fee for investment advisory services is based on the total dollars for which investment advice is sought. Our fees start at 1% per year calculated on the investment assets we manage for you. This fee does not apply to your real estate or other assets we do not manage. As the total value of your managed assets increases, our fees drop at certain points. Very large amounts may qualify for just 0.5% per year.  

Dove is motivated to make your investments grow over the long term. After the first billing period, fees will be adjusted with each subsequent billing period to reflect the current market value of the assets we manage. As your investments grow, our fee increases. If your investments drop during a market downturn, we also earn less.