4% CD

Thomas Graffeo |

Can you upgrade your investment return with money sitting on the sidelines or shrinking using a low-risk opportunity with up to a 4% annual return? Currently yield of 4.65% offered on 02/09/23 by Provident Saving Bank F.S.B. Maturity date is 09/23/23

This opportunity hasn't been around for more than a decade… so don’t miss it now.

And it’s guaranteed by a US Government agency.

If you have investments, you certainly have noticed that the stock market has suffered some losses since the beginning of 2022. Over the last year it has been one of the worst performing stock markets in a generation. But there is a silver lining which may serve you going forward.

There are now guaranteed FDIC insured certificates of deposit available through Dove Investments that yield as much as a 4% return. They are similar to the certificates of deposit you may get at your local bank. The biggest difference is, we do the shopping on a nationwide basis to get you the best returns available on any given day. When we shop for you…

  • You have the potential to earn more.
  • You can enjoy the safety of FDIC insurance on all your CD money, in one account.
  • Rates change daily, so we will let you know of the best rates available when it’s time to move.
  • You enjoy the personal service, years of experience and education, and common values Dove Investments brings to every member of Dove family.

For more than a decade interest rates have been near 0.00%. Today, as the Federal Reserve Bank tries to slow inflation, they have raised interest rates to a point we have not seen for more than a decade. We can now take advantage of significantly higher interest rates, guaranteed by the FDIC, as part of your investment plan.

With a free review, we can help you decide if allocating a portion of your assets to a low risk investment is appropriate for you and your goals.

Would you like to get some of your money out of the stock market and earn a guaranteed income for 6 months to as long as a couple of years?  We can help.

How would you feel knowing that some of your money is still earning a good rate with low risk?

In order to schedule a time to chat and look at the best choices available to you now, call my administrative associate, Tyler, at 1-877-436-8346, or scan the QR code to set up a time with me for a free review. 


Thomas R. Graffeo

Certified Financial PlannerTM

Certified Investment Management Analyst

LPL Registered Principal




P.S. To get this low-risk opportunity with up to a 4% annual return, be sure to call us today before these rates change.


Rates as of 02/09/23

Certificates of Deposit are FDIC insured and offer a fixed rate of return if held to maturity. Brokered CDs sold prior to maturity in the secondary market may result in loss of principal due to fluctuations in the interest rate or lack of liquidity. Brokered CDs are registered with the Depository Trust Corp. (“DTC”). Brokered CDs with step-down and/or call provisions may be less favorable than traditional CDs without these features.